{"id":4126,"date":"2020-06-15T10:02:46","date_gmt":"2020-06-15T07:02:46","guid":{"rendered":"https:\/\/www.gakenya.com\/?p=4126"},"modified":"2021-03-10T16:06:12","modified_gmt":"2021-03-10T13:06:12","slug":"understanding-personal-accident-insurance-cover-in-kenya","status":"publish","type":"post","link":"https:\/\/webuat.gakenya.com\/ke\/understanding-personal-accident-insurance-cover-in-kenya\/","title":{"rendered":"Understanding Personal Accident Insurance cover in Kenya"},"content":{"rendered":"<p>Personal Accident Insurance cover in Kenya compensates the insured or the legal dependants in respect of\u00a0\u00a0 Death, permanent disability and temporary disability caused by violent, accidental, external and visible means\u00a0\u00a0 while on duty or off duty (24-hour basis).<br \/>\nPersonal Accident Insurance cover in Kenya does allow you to keep up with your essential bills and financial commitments, giving you peace of mind and most importantly, allowing you to concentrate on getting better.<\/p>\n<p><strong>Benefits covered under Personal Accident Insurance cover in Kenya<\/strong><\/p>\n<ul>\n<li>Death<\/li>\n<li>Permanent Disability<\/li>\n<li>Temporary disability<\/li>\n<li>Medical Expenses<\/li>\n<li>Last Expenses<\/li>\n<li>Cost of Artificial limbs<\/li>\n<li>Wheel chair<\/li>\n<li>Hearing Aids<\/li>\n<li>Local Evacuation expenses<\/li>\n<li>Ambulance expenses<\/li>\n<li>Rehabilitation expenses<\/li>\n<li>Dental expenses<\/li>\n<li>Optical expenses<\/li>\n<\/ul>\n<p><strong>Who needs Personal Accident Insurance Cover in Kenya?<\/strong><br \/>\nNormally any person, who works, be self employed or an employee working either in public or private sectors would benefit from personal accident Insurance cover. Especially if you know that your livelihood depends on your wellbeing and a prolonged period of time will have a direct impact on your income, affect your savings, family and lifestyle you have an exposure.<\/p>\n<ul>\n<li>People working in private and public sectors to earn a living.<\/li>\n<li>Self employed e.g. sole traders<\/li>\n<li>Contractors such road contractors, real estate contractors, Industrial contractors etc<\/li>\n<li>Small scale business owners<\/li>\n<li>Part time workers<\/li>\n<\/ul>\n<p><strong>What is not covered in Personal Accident Insurance cover;<\/strong><br \/>\nThe cover does not extend coverage to sickness which occurs as a result of;<\/p>\n<ul>\n<li>Pre-existing conditions<\/li>\n<li>Pregnancy and childbirth<\/li>\n<li>Acts which were intentional, criminal or otherwise deliberately caused by you<\/li>\n<li>Being under the influence of alcohol or drug abuse<\/li>\n<li>Acts of war and terrorism<\/li>\n<\/ul>\n<p><strong>Are you Covered?<\/strong><br \/>\nNeed cover to safeguard your hard-earned income?<\/p>\n<p>GA Insurance offers an amazing Personal accident insurance within some few minutes!<br \/>\n<a href=\"https:\/\/www.gakenya.com\/insurance\/personal-accident-insurance\/\">Apply now for a quote to get started<\/a><\/p>\n<p>Eventually if you do have any further questions or you would like assistance in assessing your personal accident insurance needs, please be sure to contact us for help on\u00a0<a href=\"mailto:\/\/insure@gakenya.com\">insure@gakenya.com<\/a><\/p>\n<p>Disclaimer;<br \/>\nThe opinions expressed in this publication are those of the author. The full information of the cover is contained in the policy document. The designations employed in this publication and the presentation of material therein do not imply the expression of any opinion whatsoever on the part of GA Insurance concerning the legal status of any country, area or territory or of its authorities, or concerning the delimitation of its frontiers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Accident Insurance cover in Kenya compensates the insured or the legal dependants in respect of\u00a0\u00a0 Death, permanent disability and temporary disability caused by violent, accidental, external and visible means\u00a0\u00a0 while on duty or off duty (24-hour basis). Personal Accident Insurance cover in Kenya does allow you to keep up with your essential bills and [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":4133,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[166],"tags":[75,77,78,110,111,112,113,141,144,146,147,149,150,152],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Protect yourself with\u00a0 Personal Accident Insurance Cover in Kenya which compensates against accidental\u00a0coverage\u00a0in case of death or injury.Get a quote today\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Accident Insurance Cover in Kenya|GA Insurance\" \/>\n<meta property=\"og:description\" content=\"Protect yourself with\u00a0 Personal Accident Insurance Cover in Kenya which compensates against accidental\u00a0coverage\u00a0in case of death or injury.Get a quote today\" \/>\n<meta property=\"og:url\" content=\"https:\/\/webuat.gakenya.com\/ke\/understanding-personal-accident-insurance-cover-in-kenya\/\" \/>\n<meta property=\"og:site_name\" content=\"GA Insurance - 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